BUSINESS AND CASH FLOW PLANS

RUN YOUR BUSINESS SMARTER
...
LEANER... and MORE PROFITABLY with NEW YORK CREDIT's Short-term Cash Flow and Long-Term Business Plans

CASH FLOW PLANS

 

A cash flow plan provides companies with an overall strategy for cash management, with the primary objective of maximizing cash inflow and minimizing cash outflow.

Sometimes the only difference between a healthy business and one that's struggling is a sound financial plan.

NEW YORK CREDIT provides your company with both long-term and short-term cash flow business plans.

 

When Does Your Company Need a Cash Flow Plan?

  • Is your cash flow tight? 

  • Are you up to the limit on your line of credit? 

  • Are your receivables turning slower each month? 

  • Are you having a hard time meeting your vendor payments?

If you answered yes, you need a NEW YORK CREDIT Cash Flow Plan.

 

  • Do you know your daily cash position on any given day? 

  • Do you have a plan for resolving problem loans? 

  • Can you make informative, sound business decisions based on the most current available information about your company? 

 

If you answered no, you need a NEW YORK CREDIT Cash Flow Plan.

Here's What NEW YORK CREDIT Can Do to Increase Your Company’s Cash Intake:

  • Analyze your company's present source of cash.

  • Identify areas where collections can be increased.

  • Identify key assets which can be readily converted to cash.

We will prepare a detailed analysis 
of best-case, likely and worst-case scenarios for total cash inflows.

NEW YORK CREDIT Helps Minimize Cash Outflow

We Identify:

  • Semi-fixed costs such as notes payable, leases, payroll taxes, etc. 

  • Variable costs, such as payroll, vendors, etc. 

  • Areas where expenses can be reduced

 

We Prepare an Operating Budget:

 

We implement a plan of action to increase cash receipts and decrease cash disburse-ments in a detailed operating budget designed to help management achieve its key goals and objectives.

 

Operating budgets are provided:

  • Daily/Weekly—allowing close monitoring of your company’s cash flow. 

  • Monthly—providing information for inclusion into monthly financial statements. 

  • Quarterly—allowing management to review medium-range progress. 

  • Annually—enabling management to communicate long-term goals to banks, vendors and potential investors. 

BUSINESS PLAN:

 

A NEW YORK CREDIT business plan provides a long-term strategy for growth and profitability. It also helps management identify key objectives and target specific areas for growth.

 

Who Needs a Business Plan?

  • Entrepreneurs who lack the financial expertise to turn their vision into reality. 

  • Companies that are short-handed on financial expertise. 

  • Companies that need to show a banker where they'll be in one... two... or five years.

 

 

NEW YORK CREDIT Provides Solutions through Planning:

 

We've been helping manufacturers, wholesalers, distributors and service companies nationwide improve their cash position since 1979. We've got a track record to prove it... and we're cost effective.

Why Banks Like NEW YORK CREDIT Cash Flow and Business Plans:

  • We provide third-party credibility. 

  • We provide planned loan placement. 

  • We can improve the cash flow position of borrower accounts, which improves loan performance. 

  • We're cost effective and affordable. 

  • We are hands on.